Owning an RV can lead to all sorts of adventures. Once you’ve made such a financial investment, you want to do what you can to protect it. RV insurance can be a great and affordable option. Plus, Premier Choice Agency LLC is here to help you find the right coverage.
Is RV insurance required?
It’s important to understand whether RV insurance is required or not – and it depends on the kind of RV that you have. The state will only require it if it has been registered and has an engine of its own, such as a Class A motorhome. If it is a trailer or pop-up that attaches to a vehicle, the insurance is optional.
Additionally, if you are still making payments on your RV, the lienholder may have insurance requirements. You may have to provide proof of insurance for liability, comprehensive, and more until you own your RV outright.
How RV Insurance Can Protect You
With the right RV insurance policy, you can be covered against a variety of scenarios. Although coverage may not be required, it’s still worth the investment knowing that you can file a claim to get help with repairs and replacements.
Some aspects you’ll be covered against include:
- Damage on the road
- Injuries that happen inside the RV
- Damage at a campsite
Not all policies are the same, which is why it can be beneficial to work with an independent insurance agent. Our agents can talk to you about the various levels of coverage, recommend insurance products, and show you how a policy can work to offer you financial protection over your investment. With more coverage, you can enjoy greater peace of mind each time you go off on an adventure with your RV.
Start shopping for RV coverage today by calling us at Premier Choice Agency LLC. One of our independent agents can research quotes and help you get your RV covered.